It's all coming down to bananas once again.

I have been keeping an eye on my banana tree since a conical shaped flower appeared suddenly after the rain. My enthusiasm   is compounded by the fact it is long overdue to repay me with its dividend since I first planted it in my backyard five years ago. Until now, it is one of those bad investments that are not yielding a good percentage of its par value.

I am pretty sure my conversation piece at the dinner table in my house for this week will be the CPI barometer growing in my backyard. For Australia, it's all coming down to bananas once again by the RBA. The nation's 23 million people have always been very touchy about references to the yellow fruit. A previous Prime Minister Paul Keating from 1991 to 1995 once famously warned Australia risked becoming a banana republic. But the plummeting price of bananas over the past three months has been a godsend to the current Treasurer, Wayne Swan, by pulling down inflation. According to the some economists on the Reserve Bank‘s interest rate decision tomorrow; falling prices - led by a drop in the cost of fruit - have made an interest rate cut all but certain by the RBA board which always meets on the first Tuesday of each month to set rates with a view to holding inflation within a 2 to 3 per cent target range.

Like all investment in the stock exchange, it is all about timing. Unfortunately, my banana tree is flowering at the wrong time as it is mid autumn and a cold snap may wipe away my potential harvest of its golden yield.